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There are 3 resources  
   Letter Telling Debt Collector to Stop Contacting You This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This is a form letter individuals may use to write a debt collector and demand that they stop contacting the person, along with instructions on how to fill it out and mail it.
By: Blue Ridge Legal Services, Inc.
 
    Other Formats:   Word File
  
   
   Surviving Debt
This articles describes what you should do if you have debts or bills you cannot pay.
By: Central Virginia Legal Aid Society, Inc.
 
  
   
   Your Credit Scores This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
6 page brochure that explains how your credit score is achieved and also provides tips how to improve your score.
By: Consumer Federation of America & Fair Isaac
  
   
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