Credit Access and Credit Reports
This article describes your legal rights when you apply for and get credit.
By: Central Virginia Legal Aid Society, Inc.
Other Resources
Senior Citizen's Handbook
(Separate Website)
Click above to get more information about this topic from the Senior Citizen Handbook created by the Virginia State Bar.
Request for a Credit Report
(Separate Website)
Here is a letter to fill out if you want to request a copy of your credit report.
By: Legal Services of Northern Virginia
Building a Better Credit Record
(Separate Website)
Click above to learn how to improve your credit rating at the Federal Trade Commission's Website.
Credit and Your Consumer Rights
(Separate Website)
Click above to visit the Federal Trade Commission's site for their brochure on Credit and Your Consumer Rights.
Credit Scoring
(Separate Website)
Click above to learn how your credit is determined from the Federal Trade Commission Website.
How to Dispute Credit Report Errors
(Separate Website)
Click above to learn more about how to dispute credit error reports from the Federal Trade Commission's Website.
Your Credit Scores 6 page brochure that explains how your credit score is achieved and also provides tips how to improve your score.
By: Consumer Federation of America & Fair Isaac
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)
VaLegalAid.org is a project of legal aid offices across Virginia, the Virginia Poverty Law Center, the Legal Services Corporation of Virginia, and the Legal Services Corporation. It is produced in cooperation with Pro Bono Net and legal services organizations and government agencies throughout Virginia and the United States.
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