12 Common Sense Rules for Dealing with Creditors and Debt Collectors
You have the same problem faced by millions of people. You have more expenses, bills and debts than you have money to pay them. Here are some pointers for helping you deal with creditors and debt collectors.
Debt Collection FAQs: A Guide for Consumers
If you're behind in paying your bills, or a creditor's records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation's consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you. Read the Debt Collection FAQs to get your questions answered about debt collection practices.
Managing Your Money
Visit this web site to learn more about the following issues: making a budget, opening a bank account, using debit cards, prepaid cards, saving money when you shop, buying and using phone cards and sending money overseas.
Telecommunications Resources
This article describes the regulation of telephone services, including wireless and optional plans for low-income persons
Senior Citizen's Handbook
Click above to get more information about this topic from the Senior Citizen Handbook created by the Virginia State Bar.