12 Common Sense Rules for Dealing with Creditors and Debt Collectors
You have the same problem faced by millions of people. You have more expenses, bills and debts than you have money to pay them. Here are some pointers for helping you deal with creditors and debt collectors.
Fair Debt Collection
A debt collector may not harass, abuse, mislead, deceive, or be unfair to you. A federal law called the Fair Debt Collection Practices Act makes this illegal. This article describes your legal rights when a debt collector tries to collect a debt from you.
Letter Telling a Debt Collector to Stop Contacting You
This is a form letter individuals may use to write a debt collector and demand that they stop contacting the person, along with instructions on how to fill it out and mail it.