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Foreclosure Prevention

Know Your Rights
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Foreclosure Resource Center

The Foreclosure Resource Center provides a comprehensive list of both national and local foreclosure prevention information, resources and data.

Foreclosures

When you buy a house or land on time, or borrow money to buy a house or land, the creditor usually takes a security interest in the property you buy. This means that if you don’t pay, the creditor can foreclose upon (or take back) that property. (A person or business you owe money to is called a creditor.) However, you have important legal rights that protect you. This article describes your legal rights if you are facing foreclosure on your home.

H.O.M.E. Avoiding Foreclosure brochure

The brochure provides details on how to avoid foreclosure of your home.

National Mortgage Settlement: What You Need to Know

It will take six to nine months for administrators of the National Mortgage Settlement to start contacting claimants and distributing benefits. In the meantime, scammers are trying to make money by falsely claiming to have an inside track to mortgage relief. Ignore the scammers and educate yourself about what to expect.

Virginia Fair Housing Office

This link directs you to the Virginia Fair Housing Office's website.

Housing Opportunities Made Equal (H.O.M.E.)

HOME in a non-profit organization that seeks to ensure equal access to housing for all people.

Virginia Fair Housing Office

This link directs you to the Virginia Fair Housing Office's website.

Virginia Housing Directory

Listing of housing resources that is specific to the area a person lives.

Foreclosures

When you buy a house or land on time, or borrow money to buy a house or land, the creditor usually takes a security interest in the property you buy. This means that if you don’t pay, the creditor can foreclose upon (or take back) that property. (A person or business you owe money to is called a creditor.) However, you have important legal rights that protect you. This article describes your legal rights if you are facing foreclosure on your home.

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