Guided Interview for Bankruptcy Applicants

Authored By: Central Virginia Legal Aid Society, Inc.

Guided Interview for Bankruptcy Applicants

What you need to know before proceeding

This program provides legal information about bankruptcy and what it can do to help you.  The program is not legal advice and does not create an attorney-client relationship.  The program will recommend whether a bankruptcy is likely to be helpful to you now. 

 

You may want to contact a bankruptcy attorney for legal advice regardless of what this program suggests. Many private bankruptcy attorneys offer a free consultation.

If you may be eligible for free legal aid, the program will suggest which legal aid may be able to assist.  If the program recommends you should not file bankruptcy now, it will explain why.  It also will explain when you may want to consider filing bankruptcy if your situation changes.

The program will produce a worksheet with all of the information you provided.  It will NOT produce forms that you can use to file bankruptcy.  This program does not automatically file a bankruptcy for you. DO NOT use this program if you have an ongoing bankruptcy case.

Do not try and file a bankruptcy on your own.  Bankruptcy can be difficult. There are a lot of mandatory deadlines to file certain documents, and the legal issues can be confusing and difficult.  You may lose income, property, or other rights if you do not know and follow the law.

Again, this program does not automatically file a bankruptcy for you.  Do not use this program if you have a currently ongoing bankruptcy case.

 

To use this program, you should be at a computer that is connected to a printer.  You also will be able to email the worksheet and save it in your email for later printing.  You will need the following information to use this program:

1. Your five largest debts, including the type of debt and how much you owe

2. Your source and amount of income

3. Your source and amount of money in checking and savings accounts

4. Your other assets on deposit

5. Property you own free and clear

6. Property you are buying on credit, including how much it is worth and how much you owe on it

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