The Direct Express® Card: Safer than a Bank Account for your Social Security or Supplemental Security Income (SSI) Benefits

The Direct Express® card is a debit card you can use to get and spend your Social Security, Supplemental Security Income (SSI), Veterans Affairs (VA), Railroad Retirement or federal pension (OPM) benefits. You don’t need a bank account. With the Direct Express® card, your benefits are deposited directly onto your card in full, on time, every month. You can use the card to make purchases, pay bills or get cash at thousands of locations. And most transactions are free.